I declare WAR!!!

I declare a personal war on debt! I refuse to be a slave to it any longer! I will never purchase on credit again! I will repay all of my debts and no longer have those hanging over my head.

My debts from smallest to largest:

BMG $47.55 PAID!
Tricore $74
APS $170 PAID!
MEDCLR $211
BRS $204
Devon's $400
United Educators $1500
ACS $1795
Sallie Mae $2615
Mountainland $2760
Sallie Mae $4149
Kia $10,775

I have budgeted $140 to pay debt payments, for November I will pay Tricore off, and pay $66 to Medclr. I have also budgeted $50 for ACS and $50 for Devon's.

In December that gives me $140 again, $100 to Medclr, the rest to BRS. Along with the already budgeted $50 for ACS and $50 for Devon's.

Having a plan really helps! I envision throwing "snowballs" of money at each of those debts, my own snowball war! It will be a blast to watch those debts shrink.