So, I've been looking for ways to save money, I'm really starting to feel the panic set in of having enough and being able to pay for everything. So, I called the phone company to downsize my landline. I was paying for long distance that I wasn't using so I just wanted to go back to basic. Will be saving about $40 a month. I'm going really gung ho on savings. Putting $50 a week in a savings account, so $200 a month. I'm contemplating giving up having my nails done, I love it, but its really draining my cash flow. So, redone expenses budget
Tithing $120
Savings $200
Rent $277
Electric $70
Gas $50
Groceries $100
Phone/Internet $90
Cell $60
Fuel $100
Blow $50
Debt payments $200
I think that's it, but if anyone has any other ideas feel free to let me know
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2 comments:
You have such a great plan with budgeting. Have you gotten your $1000 emergency fund yet? If so what if you put $100 in savings and another $100 toward your smallest debt? That way the snowball would roll faster. The savings is a really good idea though.
I had to dip into my e-fund, so I'm basically starting from scratch again. The savings right now is really showing me discipline. I've got an auto draft of $50 every week, and I keep having to tell myself that I can't change it. Because savings is very important. As soon as I get to $500 in the e-fund, I'll use your suggestion.
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